The price of an insured person's healthcare expenses is covered by health insurance. One of the health insurance benefits is to help you in paying for medical care. It economically safeguards you and your family in the event of severe disease or disability that could be quite costly.
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Health Insurance
Personal Health Insurance
Individuals are protected against potentially crippling financial losses caused by fire, robbery, natural calamities, death, accident, lawsuits, and disease through this insurance policy. Property and casualty insurance policies that give protection to individuals from damages they couldn't afford to support on their own are known as personal insurance.
Family Health Insurance
A family health insurance plan is a low-cost health plan that covers your complete family for a single monthly price. You can insure up to six family members, such as the policyholder, partner, and three to 4 kids. A fixed sum insured is divided by all family members under this policy, with the presumption that not everyone will become ill at the same time.
Group Health Insurance
Group health insurance is insurance that covers several people for the purpose of taking protection, such as members of an organisation or employees of a specific firm. By creating a pool of persons qualified to buy insurance, group coverage can assist decrease the problem of adverse selection.
Senior Citizen Health Insurance
Senior Citizen Health Insurance is a form of health insurance coverage for adults over the age of 60 that compensates medical costs. It provides preventive health checkups for the elderly as well as cashless hospitalisation at the insurance company's network hospitals.
Cancer Cover
A comprehensive cancer insurance will pay for all major varieties of cancer, such as breast cancer, uterine cancer, bowel cancer, colon and rectal cancer, lung cancer, liver cancer, stomach and esophageal cancer, and so forth.
//Introduction
What is Health Insurance?
Why It is important for you & your family?
To protect you & yours from never ending hospital bills, Safeguard with health insurance benefits right away!
Health-care expenditures rise in line with medical advancements and therapies. Purchasing proper health insurance in early childhood and gradually expanding it brings security and peace of mind.
It guarantees that if you or your family member who is covered becomes ill or injured, you will not be responsible for the full medical expenditure.
Furthermore, if you do have health insurance, you are more likely to obtain regular and preventative medicine. Because you can't forecast how much your medical expenditures will be, so that's why you need healthcare coverage.
Your costs may be modest in some years. You can have a lot of medical bills in previous years. If you have health insurance, you may rest easy knowing that you are covered for the majority of these expenses.
Make sure to hire a suitable health insurer.
Health Insurance plans play an important role in our lives and safeguard us in various ways. But, at the same time, we must ensure to choose among the best health insurance companies to guide you in a proper way.
Get your health insurance from us in few easy steps! Call us to proceed further.
Reasons to choose us as your health insurance advisor.
Ready to take up a health insurance policy from reputed firm? It will take a few minutes to get started.
Data security
Your information and data are important to us. Our website provides a secure environment for you to enter your information and make payments for your health insurance premiums.
We guarantee that your personal and financial information will be kept completely private with the best health insurance company Ahmedabad at all times.
Claim settlement ratio
We're confident you'd want to understand how probable you are to collect your payout if you file a legitimate claim before you purchase or update your health insurance plans.
We're pleased with our achievements, to be sure. We settled 96.43 per cent of the health insurance claims we received so far.
Top-class customer service
We've considered it our goal to forecast and fulfil all of your needs. We always put your needs ahead of our own and strive to exceed your expectations with the best health insurance advisor.
We provide customer service 24 hours a day, seven days a week, so even if you contact us in the dark of night with emergencies, we'll be there with you!
Personalized health insurance plans
Our team of claim professionals assigns you a personalized claim manager to help you for a stress-free claims experience.
You don’t have to go through a lengthy procedure for compensation. We at Dhwani financial advisory, the health insurance company Ahmedabad serves you with the customized plans for your convenience.
Savings on taxes
It may appear trivial, but one of the best reasons to have health insurance is to save money on taxes. Section 80D of the Income Tax Act exempts premiums paid to retain health insurance plans at Dhwani financial consultancy.
You can receive up to INR 25,000 annually if you have purchased a health care plan for yourself, your spouse, or your children. You can receive an additional claim of INR 50,000 per year if you purchased a health coverage policy for your parents who are aged 60 or more.
//FAQ
Frequently asked questions
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In health insurance, how many claims are permitted?
A health insurance policy generally allows one to two claims during the contract period. There are also certain healthcare insurance companies that provide policies with no restriction on requests during the policy's term. As a result, before making a purchase, carefully read the policy terms.
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What are the ailments that medical insurance does not cover?
Only a few health insurance companies cover HIV/AIDS therapy, and most health insurance policies do not include it.
Health insurance does not cover genetic illnesses, venereal diseases, general debility, or oral therapy unless it is needed as primary treatment.
However, read your policy terms to learn more about a healthcare insurance plan's complete list of restrictions.
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Is there any right any to buy a health insurance plan?
When it comes to purchasing healthcare coverage, there is no right or wrong age. However, it is recommended that the earlier you get it, the lower the premium will be.
The reason for this is that a young person has a lower chance of health problems than someone in their mid-50s or 60s, who is more susceptible to catastrophic illnesses.
As a result, if you purchase health insurance in your 30s, you will be able to take full advantage of the maximum insurance advantages while still paying a cheaper premium.
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